The start of 2009. What’s going on?

A sampling of things in the midst. We are in a recession/Financial Meltdown. By a common rule of thumb, a recession occurs whenever the gross domestic product, the total output of goods and services, declines for two consecutive quarters. The GDP turned negative in the July-Sept. quarter of 2008 and falling at an even sharper [...]

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Compare Homeowner’s Insurance Rates

Did you know (Florida Homeowners and buyers) can now find insurance cost comparison on a state run Web site? Compare Homeowner’s Insurance Rates which creates a fictional house and then shows how much it would cost to insure, by company and country, based on rate filings submitted to the Florida Office of insurance Regulation. A [...]

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Early Modification is the word

For those thousands of homeowners out their facing tough financial times, here’s some good news. In the past you had to miss two or three payments before the mortgage company would talk to you about a loan modification. Now, Fannie Mae- Responsible for about 18,000 home loans, will allow borrowers facing tough financial times to [...]

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New Condominium Laws: What Condo Commando’s might not want you to know.

For those who currently live in or will move to a condominium (One of the roughly 25,000 units in the tri-county areas), this is for you. The Condominium Act (Chapter 718 F.S.) has been significantly amended for present and future residents. Like just about all written statutes, there are pockets of ambiguity and issues that [...]

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Let’s Say Thanks

Let’s Say Thanks – In Support of Our Troops As Thanksgiving approaches many of us are preparing for the circus of a big family dinner, but unfortunately  people serving in the U.S. military overseas can’t join in the festivities back home.  So Xerox has launched the Let’s Say Thanks Program, giving you the opportunity to [...]

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When the tax man cometh…

Most of my clients profit from selling their homes, and just before signing the doted line, I’m often asked about capital gains taxes. When you sell your primary residence, you are not taxed on your profits if: You have have lived in the home for two out of the last five years. Your gain does [...]

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Downtown Miami

A Steal of a deal! There is this 1/1, a corner unit, overlooking the pool of the  Met1, waiting for you. Designer ready! This would be below builders prices. Don’t delay! It would have to be a cash deal!!!!    (Only Unit under $300,00)                          $215,000 Motivated Seller! This unit wont be listed in the [...]

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Edgewater Condo Priced For Today’s Market

Just bring your toothbrush! Completely renovated in 05 (original unit was gutted). Impeccable 2/2 unit featuring wood flrs., Open Kitchen, Granite counters, Stainless steel appliances (brand name i.e. Kitchen Aid, Sub Zero), Built in Wine Cooler, Spacious Master Bdr., w/extra large shower space , High Hat lighting-all lights are on dimmer switches. This charming community [...]

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Get Your Condo’s Check List Before You Buy

Knowing what to look for in the governing documents of condo and homeowners’ associations, can save you a lot of grief. Buyers often move into homes in community associations without full awareness of the rules and regulations that govern their use of the property. I’ve seen closings on units where buyers don’t realize that they [...]

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Credit Scoring

Credit Score- a mathematical model, can make you or brake you. It is a lenders table of measure and should be your main concern if you care about  your money. The score can determine the fees, interest rates and terms you will be offered, or not. Remember the following: 35% The Way You Pay Your [...]

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